Oregon Woman Gets $5.3 Million for Credit Reporting Company Errors
Thomas of Klamath Falls, Oregon first discovered problems with her credit report in 1996 when a number of unfamiliar, unpaid debts appeared. She traced the bad debts to Upton, then of Stevenson, Wash., and reported her discovery to Trans Union. She also contacted the creditors who furnished the information to Trans Union. In 1999, when she applied for a mortgage, the incorrect information reappeared on her Trans Union report. The incorrect reports delayed her mortgage by three months. She had to work hard to get the reports cleared again without any assistance from Trans Union. Trans Union had deleted some incorrect accounts in 1996, but by 1999 had reinstated most of them, according to her attorneys. "I hope it will cause them to change the way they do business because I don't think I'm the only one this has happened to," Thomas said.Klamath Falls woman awarded $5.3 million in credit dispute Mistakes Do Happen: Credit Report Errors Mean Consumers Lose Public Interest Research Group, March 1998
