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UK 'Credit Freeze' Law Proposed to Combat ID Fraud

Campaigners are calling for a change in the law to restrict lenders' access to consumers' credit reports in a bid to reduce identity theft. Under the present system, banks check consumers' credit history every time a new account is opened, but identity fraud campaigners want the government to pass a 'freeze law', which would mean there was an automatic block on lenders accessing the information.

'Freeze law' proposed to keep ID fraudsters in the cold, Guardian Unlimited, October 8, 2007.