Don't Forget to Get Your Free Annual Credit Report
Much confusion has emerged around consumers' rights to a free annual credit report. There is only one Website that will provide a free annual credit report at absolutely no cost. An update of the Fair Credit Reporting Act gives everyone access to a free annual credit report once each year from the three major credit reporting agencies (TransUnion, Equifax, and Experian). You may request the free annual credit report online by phone or by mail The chief way that consumers can protect themselves from identity theft is to know what is on their credit report. Thieves acquire credit in the name of victims and steal from businesses. These thefts are blamed on victims often going without notice on their credit reports for months and sometimes years. Not all information is reported to all credit reporting agencies nor will correcting information on one credit reporting agency's records fix the information held by the other two. You can challenge incorrect or false information is found on a credit report to have it corrected or removed.
